Travel blogger finds a way to keep busy while locked down during the Covid pandemic.
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Month: November 2020
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You better shop around.
I remember when rates were 5% and a quote of 3.75% was a sketchy rate. With rates at historically low rates 3.75% is still a sketchy rate.
Got a mailer from quicken loans for a VA loan at 3.75% with 2.25 points. You read that right, points. The APR on that loan is 4.352 indicating additional fees on top of the 2.25 points.
Turns out NPR did a story about excessive rates for VA home loans. Quicken wasn’t even the worst offender. A company called New Day financial took that prize, sponsoring the Army Navy football game to really rub it in.
Rates right now for the best loan choice, Navy Federal Credit union.
| Standard VA with 0 down | 2.25% |
| Conventional fixed rate | 1.75% |
So if you’re a homeowner the best choice is Navy Federal. If you’re a salesperson looking for that gravy train with biscuit wheels head on over to Quicken or New Day.
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Ain’t Nothing Like the Real Thing
Research shows that using Facebook is not as good as actual interaction with other people. Whether it’s comparing your life to the perfect images. The scary data point is that Body Mass Index (BMI) is correlated with Facebook usage.
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Congratulations! Your prize is more work.
So Gamestop created a contest for their employees with the grand prize being the chance to work more hours.
https://www.ign.com/articles/gamestop-cancels-employee-contest-to-earn-extra-black-friday-work-hours
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Ready, Set, Baby
Marriage often ends in divorce, why not start the kids off with separated parents. There are now dating sites that cut to the chase and get right to the baby part. Perfect for those people who want children without all that loving the other partner baggage.
Song cue – What’s Love Got to Do With It